Terms of Use

📜 Terms of Use – ConcreteCalculate.com

Please read these Terms of Use carefully before using our website and calculators. By accessing ConcreteCalculate.com, you agree to be legally bound by these terms and conditions.

Last Updated: January 29, 2026

✅ 1. Acceptance of Terms

Welcome to ConcreteCalculate.com (the “Website”, “Service”, “we”, “us”, or “our”). By accessing, browsing, or using this Website and any of its calculators, tools, content, or features, you (“you”, “user”, or “your”) acknowledge that you have:

  • Read these Terms of Use in their entirety
  • Understood your rights and obligations under these terms
  • Agreed to be legally bound by these Terms of Use
  • Reviewed and accepted our Privacy Policy and Disclaimer
🚫 DO NOT USE THIS WEBSITE IF YOU DISAGREE

If you do not agree to these Terms of Use, you must immediately stop using ConcreteCalculate.com. Continued use of the Website constitutes your binding acceptance of these terms.

📌 Legal Agreement

These Terms of Use constitute a legally binding contract between you and ConcreteCalculate.com. Your use of the Website signifies your agreement to comply with all terms, conditions, and policies outlined herein.

🔧 2. Description of Services We Provide

ConcreteCalculate.com is a free online concrete calculation platform designed to assist homeowners, contractors, DIY builders, and construction professionals with concrete project planning. Our services include:

Primary Services

  • Concrete Volume Calculators: Calculate cubic yards/feet needed for driveways, patios, slabs, foundations, footings, columns, and more
  • Cost Estimation Tools: State-specific pricing estimates for ready-mix concrete and concrete bags (50lb, 60lb, 80lb)
  • Material Quantity Calculators: Estimate bags of concrete, reinforcement requirements, and ancillary materials
  • Project Guidance: PSI recommendations, thickness specifications, curing times, and best practices
  • Comparison Tools: Bags vs. ready-mix cost analysis, PSI comparisons, and material alternatives
  • Educational Content: Guides, tutorials, FAQs, and construction tips for all 50 US states

Free & Unrestricted Access

All calculators, tools, and content on ConcreteCalculate.com are provided 100% free of charge with no registration, subscriptions, or hidden fees. You may use our services as often as needed for personal or professional purposes.

✅ What’s Included (All Free)

21+ specialized calculators, state-specific 2026 pricing data, PDF export capabilities, unlimited calculations, mobile-optimized tools, and expert construction guidance—all without any cost to you.

✅ 3. Permitted Uses of Our Platform

You are granted a limited, non-exclusive, non-transferable, revocable license to use ConcreteCalculate.com for the following lawful purposes:

Personal & Professional Use

  • Personal Use: Planning residential or commercial concrete projects, estimating materials, budgeting, and DIY home improvement
  • Professional Use: Contractors may use our calculators for project estimates, client quotes, job costing, and material ordering
  • Business Planning: Construction companies may use results for proposals, budgeting, supplier negotiations, and project management
  • Educational Purposes: Teachers, students, and educational institutions may use our tools for learning, teaching, and academic research
  • Quote Verification: Homeowners may use our estimates to verify contractor quotes and avoid overpaying for materials
  • Mobile Access: Access calculators on job sites via smartphones, tablets, or laptops for on-the-go planning

You May Also:

  • Share calculator results with clients, suppliers, contractors, or project stakeholders
  • Reference our content with proper attribution (link back to ConcreteCalculate.com)
  • Download or print PDF reports generated by our calculators for your records
  • Use our calculators as many times as needed without restrictions
  • Recommend ConcreteCalculate.com to others in the construction industry

🚫 4. Strictly Prohibited Uses

The following activities are expressly forbidden and may result in immediate termination of access, legal action, and reporting to authorities:

Intellectual Property Violations

  • Copying calculator code or functionality – Do not reverse-engineer, replicate, steal, or recreate our calculator algorithms, formulas, or source code
  • Content theft – Do not copy, reproduce, or redistribute substantial portions of our written content, guides, or educational materials without permission
  • Commercial redistribution – Do not resell, license, sublicense, or monetize access to our calculators or content
  • False attribution – Do not claim our work, calculators, or results as your own creation
  • Trademark infringement – Do not use our branding, logos, or name without written authorization

Malicious & Abusive Activities

  • Automated scraping – Do not use bots, crawlers, scrapers, or automated tools to excessively access or harvest data from our Website
  • Service disruption – Do not attempt to interfere with, damage, disable, overload, or impair our servers, infrastructure, or Website functionality
  • Security breaches – Do not attempt to hack, exploit vulnerabilities, gain unauthorized access, or bypass security measures
  • Malware distribution – Do not upload, transmit, or distribute viruses, malware, trojans, or harmful code through our Website
  • DDoS attacks – Do not engage in distributed denial-of-service attacks or coordinated server overload attempts

Illegal & Harmful Conduct

  • Unlawful purposes – Do not use our services for any illegal activity, fraud, deception, or violation of applicable laws
  • Spam & harassment – Do not use our contact forms for spam, phishing, harassment, threats, or abusive messages
  • Impersonation – Do not impersonate ConcreteCalculate.com staff, other users, or third parties
  • False information – Do not submit intentionally false bug reports or fraudulent feedback
⚖️ Legal Consequences of Violations

Violation of these prohibited use terms may result in: (1) Immediate termination of your access to ConcreteCalculate.com, (2) Legal action including lawsuits for damages and injunctive relief, (3) Reporting to law enforcement for criminal violations, (4) Cooperation with authorities in investigations and prosecutions.

👷 5. Informational Purposes Only – NOT Professional Advice

All calculators, tools, estimates, recommendations, and content on ConcreteCalculate.com are provided for informational and educational purposes only. Our services do NOT constitute professional advice of any kind.

What We Are NOT:

  • Not Engineering Advice: We do not provide structural engineering, load calculations, or professional PE services. Consult a licensed engineer for structural projects.
  • Not Construction Services: We do not offer construction, contracting, architectural, or design services. Hire licensed professionals for actual work.
  • Not Financial Advice: Cost estimates are approximations for planning only. Actual costs may vary. Consult financial advisors for investment decisions.
  • Not Legal/Code Advice: We do not advise on building codes, permits, zoning, or legal compliance. Consult local building departments and attorneys.
  • Not Guaranteed Accuracy: All results are estimates based on standard calculations. Real-world conditions may require different specifications.
  • Not Project Guarantees: We do not guarantee project outcomes, material performance, structural integrity, or construction success.

⚠️ YOUR RESPONSIBILITY

You are solely responsible for: (1) Verifying all calculations with qualified professionals, (2) Consulting licensed contractors, structural engineers, and architects for your specific project, (3) Obtaining proper permits and meeting building code requirements, (4) Ensuring materials and specifications meet your project needs, (5) All decisions, outcomes, and consequences related to construction projects based on our estimates.

For complete details on limitations of liability, see our Disclaimer page.

©️ 6. Intellectual Property Rights & Ownership

Our Proprietary Rights

All content, features, and functionality on ConcreteCalculate.com are exclusively owned by ConcreteCalculate.com, our licensors, or our content providers, and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws.

Protected Materials Include:

  • Calculator Code & Algorithms: JavaScript functions, formulas, computational logic, and backend processing
  • Website Design: Layout, visual design, user interface, color schemes, and styling
  • Written Content: Articles, guides, tutorials, FAQs, descriptions, and educational materials
  • Data Compilations: State-specific pricing databases, PSI charts, and curated construction data
  • Branding: ConcreteCalculate.com name, logos, trademarks, and service marks
  • Graphics & Media: Images, icons, illustrations, charts, and multimedia content

Limited License Granted to Users

Subject to your compliance with these Terms of Use, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to:

  • Access and use our calculators for permitted purposes outlined in Section 3
  • View, read, and reference our content for personal or professional use
  • Share calculator results with clients, suppliers, or stakeholders
  • Link to our Website from your own website, blog, or social media

Restrictions on Use

You may NOT, without our express written permission:

  • Copy, modify, adapt, translate, or create derivative works from our calculators or content
  • Remove, alter, or obscure copyright notices, trademarks, or proprietary markings
  • Decompile, reverse-engineer, or attempt to extract source code from our calculators
  • Republish, redistribute, broadcast, or commercially exploit our content
  • Use our branding, logos, or trademarks for your own commercial purposes
  • Frame, embed, or display our Website within another website without permission
📧 Licensing Inquiries

If you wish to use our content or calculators in ways not permitted by these terms, please contact us at concretecalculate.com@gmail.com to discuss licensing opportunities.

💬 7. User-Generated Content, Feedback & Submissions

When you submit feedback, suggestions, bug reports, testimonials, project photos, success stories, or any other content to ConcreteCalculate.com through our contact forms, email, or other communication channels, you agree to the following:

License Grant

By submitting content, you grant ConcreteCalculate.com a perpetual, worldwide, royalty-free, fully paid-up, transferable, sublicensable, irrevocable license to:

  • Use, reproduce, modify, adapt, publish, and display your submissions
  • Incorporate your feedback, suggestions, or ideas into our services
  • Create derivative works from your content
  • Use your testimonials or success stories in our marketing materials

Your Representations & Warranties

By submitting content, you represent and warrant that:

  • You own all rights to the content you submit, or have proper authorization
  • Your content does not infringe on any third-party intellectual property rights
  • Your content is accurate, truthful, and not misleading
  • Your content does not violate any laws or these Terms of Use

No Compensation

You waive any claims to compensation, credit, or payment for suggestions, ideas, or improvements we implement based on your submissions. We are not obligated to use, respond to, acknowledge, or provide attribution for any content you submit.

💡 We Value Your Feedback!

User suggestions have helped us build many of our 21+ calculators. While we can’t respond to every submission or implement every idea, we carefully review all feedback to improve ConcreteCalculate.com.

🔗 8. Third-Party Links, Websites & Services

ConcreteCalculate.com may contain links to third-party websites, concrete suppliers, tool manufacturers, advertisers, or external services. These links are provided for your convenience and reference only.

We Are Not Responsible For:

  • The content, accuracy, quality, or practices of third-party websites
  • Products, services, or pricing offered by external suppliers
  • Privacy policies, data collection, or security of third-party sites
  • Transactions, disputes, or issues between you and third parties
  • Any damages, losses, or harm resulting from your use of third-party services

No Endorsement

The inclusion of third-party links does NOT imply endorsement, approval, sponsorship, or affiliation with those websites or companies. We do not verify the accuracy, safety, or legality of external content.

⚠️ Use External Links at Your Own Risk

You access and use third-party websites and services at your own risk. We strongly recommend reviewing the terms of use and privacy policies of any external sites before providing personal information or making purchases.

💰 9. Advertising, Sponsorships & Affiliate Programs

Google AdSense & Display Advertising

ConcreteCalculate.com displays third-party advertisements served by Google AdSense and other advertising networks to support the free operation of this Website. By using our Website, you acknowledge and accept that:

  • Third-party vendors (including Google) use cookies to serve ads based on your prior web visits
  • Google’s advertising partners may collect data about your browsing to show personalized ads
  • You can opt out of personalized advertising through Google Ads Settings or AboutAds.info
  • We do not control the content or targeting of third-party advertisements

Affiliate Marketing Disclosure

ConcreteCalculate.com may participate in affiliate marketing programs. This means we may earn small commissions when you purchase products or services through our affiliate links (such as concrete suppliers, tools, or materials).

Our Affiliate Commitment:

  • No Extra Cost to You: Affiliate commissions do not increase prices—you pay the same amount
  • Honest Recommendations: We only recommend products/services we believe are useful
  • Editorial Independence: Affiliate relationships do NOT influence our calculator accuracy or content objectivity
  • Full Transparency: Affiliate links are clearly disclosed when present
🤝 How Ads Keep Us Free

Advertising and affiliate commissions allow us to provide all 21+ calculators, state-specific pricing data, and expert content 100% free. We carefully balance monetization with user experience to maintain quality.

For more details on how we collect and use data for advertising, see our Privacy Policy.

🔒 10. Privacy, Data Collection & Security

Your privacy and data protection are important to us. Our collection, use, and protection of your personal information are governed by our comprehensive Privacy Policy, which is incorporated into and forms part of these Terms of Use.

What Data We Collect

  • Calculator Inputs: We do NOT store your project measurements, calculations, or results on our servers (all calculations run client-side in your browser)
  • Usage Analytics: We use Google Analytics to collect anonymized data about Website traffic, page views, and user behavior
  • Contact Form Data: If you submit a contact form, we collect your name, email, and message content
  • Cookies: We and our advertising partners use cookies for analytics, personalized ads, and Website functionality
  • Device Information: We collect basic technical data (browser type, OS, IP address) for security and optimization

How We Use Your Data

  • To respond to your inquiries and support requests
  • To improve our calculators, features, and user experience
  • To analyze Website traffic and usage patterns
  • To serve relevant advertisements (via Google AdSense)
  • To detect and prevent fraud, abuse, or security threats

Your Privacy Rights

  • Access: Request a copy of any personal data we have about you
  • Deletion: Request deletion of your personal information from our systems
  • Opt-Out: Disable cookies or opt out of personalized advertising
  • GDPR/CCPA Compliance: We comply with applicable data protection laws
🔐 Your Data is Safe

We use industry-standard security measures to protect your information. We NEVER sell, rent, or share your personal data with third parties for marketing purposes. See our Privacy Policy for complete details.

🚫 11. Disclaimer of Warranties

ConcreteCalculate.com and ALL calculators, tools, content, and services are provided “AS IS” and “AS AVAILABLE” without warranties of any kind, either express or implied, to the maximum extent permitted by applicable law.

We Specifically Disclaim:

  • Accuracy Warranties: We do not guarantee that calculator results will be accurate, complete, or suitable for your specific project
  • Availability Warranties: We do not warrant uninterrupted, timely, secure, or error-free access to the Website
  • Quality Warranties: We disclaim all implied warranties of merchantability, fitness for a particular purpose, and non-infringement
  • Pricing Warranties: State-specific cost estimates may not reflect current market rates in your area
  • Result Warranties: We do not guarantee that using our calculators will prevent material shortages, cost overruns, or project issues
  • Security Warranties: We do not warrant that the Website will be free from viruses, malware, or harmful components
  • Error Correction: We are not obligated to fix bugs, errors, or inaccuracies, though we strive to do so

Real-World Variability

Concrete projects involve numerous variables that our calculators cannot fully account for:

  • Soil conditions, subgrade preparation, and site-specific factors
  • Weather conditions, temperature, and humidity during pour
  • Contractor experience, workmanship quality, and construction methods
  • Material quality variations between suppliers and batches
  • Actual waste, spillage, and over-excavation on job sites
⚠️ ALWAYS VERIFY WITH PROFESSIONALS

Our calculators are starting points for planning, NOT final specifications. Always consult licensed contractors, structural engineers, and concrete suppliers for your specific project requirements. Do not rely solely on our estimates for critical construction decisions.

For complete disclaimer details, visit our Disclaimer page.

⚖️ 12. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, CONCRETECALCULATE.COM, ITS OWNERS, OPERATORS, EMPLOYEES, CONTRACTORS, AFFILIATES, PARTNERS, AND LICENSORS SHALL NOT BE LIABLE FOR ANY DAMAGES WHATSOEVER ARISING FROM YOUR USE OF THE WEBSITE OR RELIANCE ON ITS CONTENT.

We Are NOT Liable For:

Direct Damages

  • Material costs resulting from calculation errors or inaccurate estimates
  • Construction delays or project interruptions
  • Cost overruns, budget exceedances, or financial losses
  • Wasted materials, excess concrete, or material shortages

Indirect & Consequential Damages

  • Lost profits, revenue, business opportunities, or contracts
  • Property damage or destruction resulting from structural failures
  • Personal injury, death, or bodily harm on construction sites
  • Reputation damage, customer complaints, or client disputes
  • Legal fees, fines, penalties, or regulatory violations

Third-Party Related Damages

  • Issues with third-party suppliers, contractors, or services accessed through our links
  • Damages from advertisements, affiliate products, or external websites
  • Data breaches, privacy violations, or security incidents by third parties

Technical & Website Issues

  • Website downtime, server failures, or service interruptions
  • Data loss, corrupted files, or calculation result deletion
  • Viruses, malware, or security vulnerabilities
  • Incompatibility with your devices, browsers, or software

Maximum Liability Cap

In jurisdictions that do not allow the exclusion or limitation of liability for consequential or incidental damages, our total liability to you for all claims arising from your use of ConcreteCalculate.com shall not exceed ONE HUNDRED US DOLLARS ($100.00).

🛡️ YOU ASSUME ALL RISK

You explicitly acknowledge and agree that you use ConcreteCalculate.com and rely on its calculators and content ENTIRELY AT YOUR OWN RISK. You are solely responsible for all decisions, actions, and consequences related to your construction projects.

🛡️ 13. Indemnification & Hold Harmless

You agree to indemnify, defend, and hold harmless ConcreteCalculate.com, its owners, operators, employees, agents, contractors, affiliates, partners, licensors, and service providers from and against any and all claims, liabilities, damages, losses, costs, expenses, fees (including reasonable attorneys’ fees and court costs) arising from or related to:

  • Your use or misuse of the Website, calculators, or content
  • Your violation of these Terms of Use or any applicable laws
  • Your violation of any third-party rights (intellectual property, privacy, publicity, etc.)
  • Construction projects, material purchases, or financial decisions based on our calculators
  • Structural failures, property damage, or personal injuries resulting from projects based on our estimates
  • Content you submit, upload, or transmit through our Website
  • Disputes between you and third parties (suppliers, contractors, clients)
  • Your breach of any representations or warranties made in these Terms
  • Negligent, reckless, or intentional misconduct on your part

Defense Obligations

If we request, you will assume full control and expense of the defense of any claim subject to indemnification, subject to our right to participate in the defense with counsel of our choice at our expense.

📌 What This Means

If someone sues ConcreteCalculate.com because of something YOU did (like using our calculator incorrectly, violating our terms, or infringing third-party rights), YOU are responsible for our legal costs and any damages awarded.

🔄 14. Modifications to Services & Terms

Changes to the Website

We reserve the right, at our sole discretion, to:

  • Modify, update, suspend, or discontinue any part of ConcreteCalculate.com at any time without notice
  • Update calculator formulas, algorithms, or functionality to improve accuracy
  • Change pricing data, PSI recommendations, or educational content
  • Add, remove, or modify calculators, tools, or features
  • Alter the design, layout, user interface, or branding of the Website
  • Implement new technologies, security measures, or optimization improvements

We are not liable for any modifications, suspensions, or discontinuations of the Website or its services.

Changes to Terms of Use

We may update, revise, or modify these Terms of Use from time to time to reflect:

  • Changes in our services, features, or business practices
  • New legal requirements or regulatory compliance obligations
  • User feedback or industry best practices
  • Security enhancements or privacy policy updates

Notification of Changes

When we make material changes to these Terms:

  • We will update the “Last Updated” date at the top of this page
  • We may notify you via email (if you’ve provided contact information)
  • We may display a notice on the Website homepage

Your Acceptance of Changes

Your continued use of ConcreteCalculate.com after changes are posted constitutes your binding acceptance of the updated Terms of Use. If you do not agree to the revised terms, you must immediately stop using the Website.

💡 Stay Informed

We recommend reviewing these Terms of Use periodically to stay informed of any updates. Bookmark this page and check the “Last Updated” date regularly.

❌ 15. Termination of Access & Account Suspension

Our Right to Terminate

We reserve the right to terminate, suspend, or restrict your access to ConcreteCalculate.com at any time, with or without notice, with or without cause, including but not limited to:

  • Violation of these Terms of Use or any policies referenced herein
  • Prohibited use activities outlined in Section 4
  • Abusive, illegal, malicious, or harmful conduct
  • Automated scraping, bot activity, or excessive server load
  • Attempts to hack, exploit, or compromise Website security
  • Spam, harassment, or threatening behavior toward our team or users
  • Fraudulent activity, impersonation, or deceptive practices
  • Any conduct we determine (in our sole discretion) to be harmful to ConcreteCalculate.com, other users, or third parties

Effects of Termination

Upon termination or suspension:

  • Your right to access and use ConcreteCalculate.com immediately ceases
  • Any licenses granted to you under these Terms are revoked
  • We may delete any data, content, or information associated with your use
  • Sections of these Terms that by their nature should survive termination will remain in effect (including indemnification, liability limitations, and dispute resolution)

Your Right to Discontinue Use

You may stop using ConcreteCalculate.com at any time for any reason. To request deletion of any personal data we’ve collected, contact us at concretecalculate.com@gmail.com.

⚠️ No Refunds or Compensation

Since ConcreteCalculate.com is a free service, termination does not entitle you to refunds, compensation, or damages of any kind.

⚖️ 16. Governing Law, Jurisdiction & Dispute Resolution

Governing Law

These Terms of Use, and any disputes arising from or related to your use of ConcreteCalculate.com, shall be governed by and construed in accordance with the laws of the United States of America and the state in which ConcreteCalculate.com operates, without regard to its conflict of law principles.

Jurisdiction & Venue

You irrevocably consent to the exclusive jurisdiction and venue of the state and federal courts located in the jurisdiction where ConcreteCalculate.com operates for any disputes that cannot be resolved through arbitration.

Dispute Resolution Process

Before filing any legal action, you agree to attempt to resolve disputes through the following process:

Step 1: Good Faith Negotiation

  • Contact us at concretecalculate.com@gmail.com with a detailed description of the dispute
  • We will respond within 10 business days and attempt to resolve the issue amicably
  • Both parties will negotiate in good faith for at least 30 days

Step 2: Binding Arbitration

If negotiation fails, any remaining disputes shall be resolved through binding arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules:

  • Arbitration shall be conducted by a single neutral arbitrator
  • Arbitration shall take place in the jurisdiction where ConcreteCalculate.com operates
  • The arbitrator’s decision shall be final and binding
  • Each party shall bear its own costs and fees (unless the arbitrator awards costs to the prevailing party)

Class Action Waiver

YOU AGREE THAT ANY DISPUTE RESOLUTION PROCEEDINGS WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. You waive your right to participate in class actions, class arbitrations, or representative proceedings.

Injunctive Relief

Notwithstanding the above, we may seek injunctive or other equitable relief in any court of competent jurisdiction to prevent actual or threatened infringement, misappropriation, or violation of our intellectual property rights or these Terms.

📧 Questions About Disputes?

Most issues can be resolved quickly through friendly communication. Please contact us before pursuing legal action: concretecalculate.com@gmail.com

📋 17. Miscellaneous Legal Provisions

Severability

If any provision of these Terms of Use is found by a court of competent jurisdiction to be unlawful, void, or unenforceable, that provision shall be deemed severable from these Terms and shall not affect the validity and enforceability of any remaining provisions.

Entire Agreement

These Terms of Use, together with our Privacy Policy and Disclaimer, constitute the entire agreement between you and ConcreteCalculate.com regarding your use of the Website and supersede all prior or contemporaneous understandings, agreements, representations, and warranties.

No Waiver

Our failure to enforce any right or provision of these Terms shall not be deemed a waiver of such right or provision. No waiver shall be effective unless made in writing and signed by an authorized representative of ConcreteCalculate.com.

Assignment

You may not assign, transfer, or delegate these Terms or your rights and obligations hereunder without our prior written consent. We may freely assign these Terms without restriction. Any attempted assignment in violation of this section shall be null and void.

Force Majeure

We shall not be liable for any failure or delay in performance due to causes beyond our reasonable control, including acts of God, natural disasters, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, pandemics, strikes, or shortages of transportation, facilities, fuel, energy, labor, or materials.

Headings

Section headings in these Terms of Use are for convenience only and shall not govern the meaning or interpretation of any provision.

Language

These Terms of Use are written in English. If translated into other languages, the English version shall prevail in the event of any conflict or ambiguity.

📧 18. Questions About These Terms of Use?

If you have any questions, concerns, or requests regarding these Terms of Use, your rights and obligations, or your use of ConcreteCalculate.com, please don’t hesitate to contact us:

Email: concretecalculate.com@gmail.com

Visit our Contact Us page for more ways to reach us.

We typically respond to all inquiries within 24-48 business hours.

📌 By Using ConcreteCalculate.com, You Acknowledge:

You have read, understood, and agree to be legally bound by these Terms of Use. You acknowledge that our calculators are for informational purposes only and that you will verify all results with qualified professionals before making any construction, purchasing, or financial decisions. You assume all risk and responsibility for projects based on our estimates.