.cc-planning-home{--cc-pl-primary:#FF6B35;--cc-pl-primary-dark:#E5522A;--cc-pl-primary-light:#FF8C5A;--cc-pl-secondary:#2C3E50;--cc-pl-accent:#F39C12;--cc-pl-success:#27AE60;--cc-pl-warning:#F39C12;--cc-pl-light:#FFF5F1;--cc-pl-light-alt:#FFEEE7;--cc-pl-border:#FFD5C2;--cc-pl-shadow:0 4px 20px rgba(255, 107, 53, 0.15);--cc-pl-shadow-hover:0 8px 30px rgba(255, 107, 53, 0.25);--cc-pl-shadow-lg:0 10px 40px rgba(0, 0, 0, 0.1);--cc-pl-radius:12px;--cc-pl-radius-lg:16px;font-family:-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,'Helvetica Neue',Arial,sans-serif;font-size:16px;line-height:1.6;color:#333;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}.cc-planning-home *,.cc-planning-home *::before,.cc-planning-home *::after{box-sizing:border-box}.cc-pl-container{max-width:1200px;margin:0 auto;padding:0 1rem}.cc-pl-section{padding:4rem 0}.cc-pl-btn{display:inline-flex;align-items:center;justify-content:center;padding:.75rem 1.75rem;font-size:1rem;font-weight:600;text-align:center;text-decoration:none;border:none;border-radius:8px;cursor:pointer;transition:all 0.3s ease;font-family:inherit;line-height:1.5;white-space:nowrap}.cc-pl-btn-large{padding:1rem 2.25rem;font-size:1.125rem}.cc-pl-btn-primary{background:#fff;color:var(--cc-pl-primary);font-weight:700}.cc-pl-btn-primary:hover{background:#fff5f1;transform:translateY(-2px);box-shadow:0 8px 20px rgba(0,0,0,.15)}.cc-pl-btn-white{background:#fff;color:var(--cc-pl-primary);font-weight:700}.cc-pl-btn-white:hover{background:#fff5f1;transform:translateY(-2px);box-shadow:0 8px 20px rgba(0,0,0,.2)}.cc-pl-btn-outline-white{background:transparent;color:#fff;border:2px solid rgba(255,255,255,.8)}.cc-pl-btn-outline-white:hover{background:rgba(255,255,255,.15);border-color:#fff;transform:translateY(-2px);color:#fff}.cc-pl-section-header{text-align:center;margin-bottom:3rem}.cc-pl-section-header h2{font-size:2.25rem;font-weight:700;color:var(--cc-pl-secondary);margin:0 0 1rem;line-height:1.25}.cc-pl-section-header p{font-size:1.125rem;color:#666;margin:0 auto;max-width:680px;line-height:1.7}.cc-pl-hero{background:linear-gradient(135deg,rgba(255,107,53,.97) 0%,rgba(229,82,42,.97) 100%),url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1200 600"><rect fill="%23FF6B35" width="1200" height="600"/><path fill="%23E5522A" opacity="0.4" d="M0,400 Q300,300 600,380 T1200,360 L1200,600 L0,600 Z"/></svg>');background-size:cover;background-position:center;color:#fff;padding:4.5rem 0 5rem;text-align:center;position:relative;overflow:hidden}.cc-pl-hero::before{content:'';position:absolute;inset:0;background:url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 80 80"><circle cx="40" cy="40" r="1.5" fill="white" opacity="0.08"/></svg>');background-size:40px 40px;animation:cc-pl-pattern 25s linear infinite;pointer-events:none}@keyframes cc-pl-pattern{0%{transform:translate(0,0)}100%{transform:translate(40px,40px)}}.cc-pl-hero-content{position:relative;z-index:1;max-width:900px;margin:0 auto;padding:0 1rem}.cc-pl-breadcrumb{display:flex;align-items:center;justify-content:center;gap:.5rem;margin-bottom:1.5rem;font-size:.9375rem;flex-wrap:wrap}.cc-pl-breadcrumb a{color:rgba(255,255,255,.85);text-decoration:none;transition:color 0.2s ease}.cc-pl-breadcrumb a:hover{color:#fff;text-decoration:underline}.cc-pl-breadcrumb-sep{color:rgba(255,255,255,.5);font-size:1.125rem}.cc-pl-breadcrumb span:last-child{color:#fff;font-weight:600}.cc-pl-hero-title{font-size:3rem;font-weight:800;margin:0 0 1.25rem;line-height:1.2;text-shadow:0 2px 6px rgba(0,0,0,.2)}.cc-pl-hero-subtitle{font-size:1.2rem;margin:0 auto 2.5rem;opacity:.95;line-height:1.75;max-width:780px}.cc-pl-hero-stats{display:grid;grid-template-columns:repeat(4,1fr);gap:1.5rem;margin:2.5rem auto;max-width:700px}.cc-pl-stat-item{text-align:center;padding:1rem;background:rgba(255,255,255,.12);border-radius:var(--cc-pl-radius);border:1px solid rgba(255,255,255,.2);backdrop-filter:blur(4px);transition:background 0.3s ease}.cc-pl-stat-item:hover{background:rgba(255,255,255,.2)}.cc-pl-stat-number{font-size:2.25rem;font-weight:800;line-height:1;margin-bottom:.4rem;text-shadow:0 2px 4px rgba(0,0,0,.15)}.cc-pl-stat-label{font-size:.875rem;opacity:.9;font-weight:500;line-height:1.3}.cc-pl-hero-cta{display:flex;gap:1rem;justify-content:center;flex-wrap:wrap;margin-top:2.5rem}.cc-pl-author-strip{background:linear-gradient(135deg,#FFF0EB 0%,#FFE4D6 100%);border-top:3px solid var(--cc-pl-primary);border-bottom:3px solid var(--cc-pl-primary);padding:1.25rem 0}.cc-pl-author-strip-inner{display:flex;align-items:center;gap:1.5rem;flex-wrap:wrap}.cc-pl-author-strip-photo{width:56px;height:56px;border-radius:50%;object-fit:cover;border:3px solid var(--cc-pl-primary);flex-shrink:0}.cc-pl-author-strip-text{flex:1;min-width:200px}.cc-pl-author-strip-text strong{display:block;color:var(--cc-pl-secondary);font-size:.9375rem;margin-bottom:.2rem}.cc-pl-author-strip-text strong a{color:var(--cc-pl-primary);text-decoration:none;font-weight:700}.cc-pl-author-strip-text strong a:hover{text-decoration:underline}.cc-pl-author-strip-text span{font-size:.875rem;color:#555;line-height:1.5}.cc-pl-author-strip-btn{display:inline-block;background:var(--cc-pl-primary);color:#fff!important;font-weight:700;font-size:.875rem;padding:.625rem 1.375rem;border-radius:50px;text-decoration:none!important;white-space:nowrap;transition:all 0.3s ease;flex-shrink:0}.cc-pl-author-strip-btn:hover{background:var(--cc-pl-primary-dark);transform:translateY(-2px);box-shadow:0 4px 12px rgba(255,107,53,.35)}.cc-pl-what-section{background:#fff}.cc-pl-what-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:2rem}.cc-pl-what-card{background:var(--cc-pl-light);border:1px solid var(--cc-pl-border);border-radius:var(--cc-pl-radius);padding:2rem 1.75rem;text-align:center;transition:all 0.3s ease;position:relative;overflow:hidden}.cc-pl-what-card::before{content:'';position:absolute;top:0;left:0;right:0;height:4px;background:linear-gradient(90deg,var(--cc-pl-primary) 0%,var(--cc-pl-primary-light) 100%);transform:scaleX(0);transition:transform 0.3s ease}.cc-pl-what-card:hover{transform:translateY(-6px);box-shadow:var(--cc-pl-shadow-hover);border-color:var(--cc-pl-primary)}.cc-pl-what-card:hover::before{transform:scaleX(1)}.cc-pl-what-icon{font-size:3rem;margin-bottom:1rem;line-height:1}.cc-pl-what-card h3{font-size:1.25rem;font-weight:700;color:var(--cc-pl-secondary);margin:0 0 .75rem}.cc-pl-what-card p{font-size:.9375rem;color:#555;margin:0;line-height:1.65}.cc-pl-calculators-section{background:var(--cc-pl-light)}.cc-pl-calculator-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(520px,1fr));gap:2rem}.cc-pl-calc-card{background:#fff;border-radius:var(--cc-pl-radius-lg);padding:2.25rem 2rem;text-decoration:none;color:inherit;display:flex;flex-direction:column;gap:0;box-shadow:var(--cc-pl-shadow);border:2px solid transparent;position:relative;overflow:hidden;transition:all 0.3s ease}.cc-pl-calc-card::before{content:'';position:absolute;top:0;left:0;right:0;height:5px;background:linear-gradient(90deg,var(--cc-pl-primary) 0%,var(--cc-pl-primary-light) 100%);transform:scaleX(0);transition:transform 0.35s ease}.cc-pl-calc-card:hover{transform:translateY(-8px);box-shadow:var(--cc-pl-shadow-hover);border-color:var(--cc-pl-primary)}.cc-pl-calc-card:hover::before{transform:scaleX(1)}.cc-pl-calc-card--featured{background:linear-gradient(135deg,#fff 0%,rgba(255,107,53,.04) 100%);border-color:rgba(255,107,53,.2)}.cc-pl-calc-card--featured::before{transform:scaleX(1)}.cc-pl-calc-badge{position:absolute;top:1rem;right:1rem;background:var(--cc-pl-primary);color:#fff;padding:.3rem .75rem;border-radius:20px;font-size:.75rem;font-weight:700;text-transform:uppercase;letter-spacing:.5px;box-shadow:0 2px 8px rgba(255,107,53,.35);animation:cc-pl-badge-pulse 2s ease-in-out infinite}@keyframes cc-pl-badge-pulse{0%,100%{transform:scale(1)}50%{transform:scale(1.06)}}.cc-pl-calc-number{font-size:.8125rem;font-weight:800;color:var(--cc-pl-primary);letter-spacing:1px;text-transform:uppercase;margin-bottom:.5rem;opacity:.7}.cc-pl-calc-icon{font-size:3rem;line-height:1;margin-bottom:.875rem}.cc-pl-calc-card h3{font-size:1.4rem;font-weight:700;color:var(--cc-pl-secondary);margin:0 0 .875rem;line-height:1.3}.cc-pl-calc-card>p{font-size:.9375rem;color:#555;line-height:1.7;margin:0 0 1.25rem}.cc-pl-calc-features{list-style:none;padding:0;margin:0 0 1.5rem;display:grid;grid-template-columns:1fr 1fr;gap:.5rem 1rem}.cc-pl-calc-features li{font-size:.875rem;color:#444;font-weight:500;line-height:1.4}.cc-pl-calc-footer{display:flex;align-items:center;gap:.75rem;flex-wrap:wrap;margin-top:auto;padding-top:1.25rem;border-top:1px solid var(--cc-pl-border)}.cc-pl-calc-tag{display:inline-flex;align-items:center;font-size:.8rem;color:var(--cc-pl-primary);font-weight:600;background:rgba(255,107,53,.1);padding:.3rem .75rem;border-radius:20px;transition:background 0.3s ease}.cc-pl-calc-card:hover .cc-pl-calc-tag{background:rgba(255,107,53,.18)}.cc-pl-calc-cta{margin-left:auto;font-size:.9375rem;font-weight:700;color:var(--cc-pl-primary);transition:all 0.3s ease;white-space:nowrap}.cc-pl-calc-card:hover .cc-pl-calc-cta{color:var(--cc-pl-primary-dark);transform:translateX(4px)}.cc-pl-howto-section{background:#fff}.cc-pl-steps-grid{display:grid;grid-template-columns:1fr auto 1fr auto 1fr auto 1fr;gap:1rem;align-items:center;max-width:1100px;margin:0 auto}.cc-pl-step-card{background:var(--cc-pl-light);border:2px solid var(--cc-pl-border);border-radius:var(--cc-pl-radius);padding:2.25rem 1.5rem;text-align:center;position:relative;transition:all 0.3s ease}.cc-pl-step-card:hover{transform:translateY(-5px);box-shadow:var(--cc-pl-shadow-hover);border-color:var(--cc-pl-primary)}.cc-pl-step-number{position:absolute;top:-1.125rem;left:50%;transform:translateX(-50%);width:44px;height:44px;background:linear-gradient(135deg,var(--cc-pl-primary) 0%,var(--cc-pl-primary-dark) 100%);color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:1.25rem;font-weight:700;box-shadow:0 4px 12px rgba(255,107,53,.35)}.cc-pl-step-icon{font-size:2.75rem;margin-bottom:1rem;margin-top:.25rem;display:block}.cc-pl-step-card h3{font-size:1.125rem;font-weight:700;color:var(--cc-pl-secondary);margin:0 0 .625rem}.cc-pl-step-card p{font-size:.875rem;color:#666;margin:0;line-height:1.6}.cc-pl-step-arrow{font-size:2rem;color:var(--cc-pl-primary);font-weight:700;text-align:center;opacity:.6;flex-shrink:0}.cc-pl-why-section{background:linear-gradient(135deg,var(--cc-pl-light) 0%,var(--cc-pl-light-alt) 100%)}.cc-pl-why-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(320px,1fr));gap:1.75rem}.cc-pl-why-card{background:#fff;border-radius:var(--cc-pl-radius);padding:2rem 1.75rem;border-left:4px solid var(--cc-pl-primary);box-shadow:0 2px 12px rgba(255,107,53,.08);transition:all 0.3s ease}.cc-pl-why-card:hover{transform:translateX(6px);box-shadow:var(--cc-pl-shadow)}.cc-pl-why-icon{font-size:2.5rem;margin-bottom:1rem;line-height:1;display:block}.cc-pl-why-card h3{font-size:1.2rem;font-weight:700;color:var(--cc-pl-secondary);margin:0 0 .75rem}.cc-pl-why-card p{font-size:.9375rem;color:#555;margin:0;line-height:1.7}.cc-pl-related-section{background:#fff}.cc-pl-related-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:1.75rem}.cc-pl-related-card{background:linear-gradient(135deg,#fff 0%,var(--cc-pl-light) 100%);border:2px solid var(--cc-pl-border);border-radius:var(--cc-pl-radius);padding:2.25rem 1.75rem;text-align:center;text-decoration:none;color:inherit;transition:all 0.3s ease;display:flex;flex-direction:column;align-items:center}.cc-pl-related-card:hover{transform:translateY(-7px);box-shadow:var(--cc-pl-shadow-hover);border-color:var(--cc-pl-primary)}.cc-pl-related-icon{font-size:3rem;margin-bottom:1rem;line-height:1}.cc-pl-related-card h3{font-size:1.25rem;font-weight:700;color:var(--cc-pl-secondary);margin:0 0 .625rem}.cc-pl-related-card p{font-size:.9rem;color:#666;margin:0 0 1rem;line-height:1.6;flex:1}.cc-pl-related-count{display:inline-block;background:rgba(255,107,53,.12);color:var(--cc-pl-primary);font-size:.8125rem;font-weight:700;padding:.3rem .875rem;border-radius:20px;margin-top:auto}.cc-pl-faq-section{background:var(--cc-pl-light)}.cc-pl-faq-container{max-width:900px;margin:0 auto;display:grid;gap:1.25rem}.cc-pl-faq-item{background:#fff;border-radius:var(--cc-pl-radius);border-left:4px solid var(--cc-pl-primary);padding:1.75rem 2rem;transition:all 0.3s ease;box-shadow:0 2px 8px rgba(255,107,53,.07)}.cc-pl-faq-item:hover{box-shadow:var(--cc-pl-shadow);transform:translateX(4px)}.cc-pl-faq-question{font-size:1.0625rem;font-weight:700;color:var(--cc-pl-secondary);margin:0 0 .875rem;cursor:pointer;position:relative;padding-right:2rem;user-select:none;line-height:1.4}.cc-pl-faq-question.active{color:var(--cc-pl-primary)}.cc-pl-faq-answer{font-size:.9375rem;color:#555;line-height:1.75}.cc-pl-faq-answer p{margin:.5rem 0}.cc-pl-faq-answer p:first-child{margin-top:0}.cc-pl-faq-answer a{color:var(--cc-pl-primary);font-weight:600;text-decoration:underline;transition:color 0.2s ease}.cc-pl-faq-answer a:hover{color:var(--cc-pl-primary-dark)}.cc-pl-trust-section{background:var(--cc-pl-secondary);padding:3rem 0}.cc-pl-trust-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:1.5rem}.cc-pl-trust-item{display:flex;align-items:center;gap:1rem;padding:1.25rem 1.5rem;background:rgba(255,255,255,.07);border-radius:var(--cc-pl-radius);border:1px solid rgba(255,255,255,.1);transition:all 0.3s ease}.cc-pl-trust-item:hover{background:rgba(255,107,53,.15);transform:translateY(-2px);border-color:rgba(255,107,53,.3)}.cc-pl-trust-icon{font-size:2rem;flex-shrink:0}.cc-pl-trust-text{display:flex;flex-direction:column}.cc-pl-trust-text strong{color:#fff;font-size:.9375rem;font-weight:700;margin-bottom:.2rem}.cc-pl-trust-text span{color:rgba(255,255,255,.7);font-size:.8125rem;line-height:1.4}.cc-pl-cta-section{background:linear-gradient(135deg,var(--cc-pl-primary) 0%,var(--cc-pl-primary-dark) 100%);color:#fff;text-align:center;padding:5rem 0;position:relative;overflow:hidden}.cc-pl-cta-section::before{content:'';position:absolute;inset:0;background:url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 80 80"><circle cx="40" cy="40" r="1.5" fill="white" opacity="0.08"/></svg>');background-size:40px 40px;opacity:.4;pointer-events:none}.cc-pl-cta-content{position:relative;z-index:1;max-width:750px;margin:0 auto;padding:0 1rem}.cc-pl-cta-content h2{font-size:2.5rem;font-weight:700;margin:0 0 1rem;color:#fff;line-height:1.25}.cc-pl-cta-content p{font-size:1.2rem;margin:0 0 2.5rem;opacity:.95;line-height:1.7}.cc-pl-cta-buttons{display:flex;gap:1rem;justify-content:center;flex-wrap:wrap}@keyframes cc-pl-fade-in{from{opacity:0;transform:translateY(24px)}to{opacity:1;transform:translateY(0)}}.cc-pl-calc-card,.cc-pl-what-card,.cc-pl-why-card,.cc-pl-related-card,.cc-pl-step-card{animation:cc-pl-fade-in 0.55s ease-out both}.cc-pl-calc-card:nth-child(1){animation-delay:0.05s}.cc-pl-calc-card:nth-child(2){animation-delay:0.12s}.cc-pl-calc-card:nth-child(3){animation-delay:0.19s}.cc-pl-calc-card:nth-child(4){animation-delay:0.26s}.cc-pl-what-card:nth-child(1){animation-delay:0.05s}.cc-pl-what-card:nth-child(2){animation-delay:0.12s}.cc-pl-what-card:nth-child(3){animation-delay:0.19s}.cc-pl-what-card:nth-child(4){animation-delay:0.26s}.cc-pl-why-card:nth-child(1){animation-delay:0.05s}.cc-pl-why-card:nth-child(2){animation-delay:0.10s}.cc-pl-why-card:nth-child(3){animation-delay:0.15s}.cc-pl-why-card:nth-child(4){animation-delay:0.20s}.cc-pl-why-card:nth-child(5){animation-delay:0.25s}.cc-pl-why-card:nth-child(6){animation-delay:0.30s}@media (max-width:1024px){.cc-pl-hero-title{font-size:2.5rem}.cc-pl-section-header h2{font-size:2rem}.cc-pl-calculator-grid{grid-template-columns:1fr}.cc-pl-steps-grid{grid-template-columns:1fr auto 1fr;grid-template-rows:auto auto}.cc-pl-step-arrow:nth-child(4){display:none}}@media (max-width:768px){.cc-pl-section{padding:3rem 0}.cc-pl-hero{padding:3rem 0 3.5rem}.cc-pl-hero-title{font-size:2rem}.cc-pl-hero-subtitle{font-size:1.0625rem}.cc-pl-hero-stats{grid-template-columns:repeat(2,1fr);max-width:400px}.cc-pl-hero-cta{flex-direction:column}.cc-pl-btn{width:100%;justify-content:center}.cc-pl-what-grid,.cc-pl-why-grid,.cc-pl-related-grid,.cc-pl-trust-grid{grid-template-columns:1fr}.cc-pl-steps-grid{grid-template-columns:1fr}.cc-pl-step-arrow{display:none}.cc-pl-section-header h2{font-size:1.75rem}.cc-pl-cta-content h2{font-size:2rem}.cc-pl-cta-content p{font-size:1.0625rem}.cc-pl-cta-buttons{flex-direction:column}.cc-pl-author-strip-inner{justify-content:center;text-align:center}.cc-pl-author-strip-text{text-align:center}.cc-pl-calc-features{grid-template-columns:1fr}.cc-pl-calc-footer{flex-wrap:wrap}.cc-pl-calc-cta{margin-left:0;width:100%;text-align:right}}@media (max-width:480px){.cc-pl-hero{padding:2.25rem 0 3rem}.cc-pl-hero-title{font-size:1.75rem}.cc-pl-hero-subtitle{font-size:1rem}.cc-pl-stat-number{font-size:1.875rem}.cc-pl-section{padding:2.25rem 0}.cc-pl-section-header{margin-bottom:2rem}.cc-pl-section-header h2{font-size:1.5rem}.cc-pl-calc-card{padding:1.75rem 1.5rem}.cc-pl-calc-card h3{font-size:1.25rem}.cc-pl-calc-icon{font-size:2.5rem}.cc-pl-cta-content h2{font-size:1.75rem}.cc-pl-faq-item{padding:1.5rem}.cc-pl-hero-stats{grid-template-columns:repeat(2,1fr);gap:.875rem}}html{scroll-behavior:smooth}.cc-pl-calc-card:focus,.cc-pl-related-card:focus,.cc-pl-btn:focus{outline:3px solid var(--cc-pl-primary);outline-offset:3px}.cc-pl-calc-card:focus-visible,.cc-pl-related-card:focus-visible,.cc-pl-btn:focus-visible{outline:3px solid var(--cc-pl-primary);outline-offset:3px}@media (prefers-reduced-motion:reduce){*,*::before,*::after{animation-duration:0.01ms!important;animation-iteration-count:1!important;transition-duration:0.01ms!important}}@media print{.cc-pl-hero,.cc-pl-cta-section,.cc-pl-author-strip{display:none}.cc-pl-calc-card{box-shadow:none;border:1px solid #ccc;break-inside:avoid}.cc-pl-section{page-break-inside:avoid}}.cc-pl-calc-card,.cc-pl-related-card,.cc-pl-what-card{will-change:transform}.cc-pl-calc-card:hover,.cc-pl-related-card:hover,.cc-pl-what-card:hover{will-change:auto}